The Dubai Golden Visa has become a powerful tool for investors looking to secure long-term residency in the UAE, offering numerous benefits such as a ten-year renewable visa. To acquire this residency, investors must meet specific investment criteria, which vary depending on the type of investment they choose. 

Whether you are considering real estate, business ventures, or public investments, this article will walk you through the requirements and details you need to know about how much you need to invest in Dubai to secure a Golden Visa.

What Is A Dubai Golden Visa?

The Dubai Golden Visa is a long-term residency program that was launched to attract foreign investment and skilled professionals to the UAE. This residency visa grants individuals the right to live, work, and invest in Dubai for an extended period, ranging from 5 to 10 years. 

While it offers numerous perks such as tax exemptions and access to world-class healthcare and education, the key benefit of this visa is that it allows holders and their families to settle in Dubai, one of the most dynamic cities in the world.

Investment Options For The Dubai Golden Visa – Which Option Is Right For You?

To qualify for the Golden Visa, the UAE government offers different investment options. Let’s take a closer look at the investment categories, the minimum amount needed, and the details of each choice:

Real Estate Investment: AED 2 Million

A popular way to qualify for the Dubai Golden Visa is by investing at least AED 2 million in one or more UAE properties. The property can be freehold or leasehold and may be mortgaged, so full payment upfront isn’t required.

  • No Down Payment: Investors no longer need an upfront down payment, making it easier for those with limited liquid funds.
  • Property Types: Eligible properties include residential, commercial, or industrial, but they must be UAE-approved.

Business Investment: AED 2 Million

Another pathway to secure the Dubai Golden Visa is through business investments. There are two main avenues in this category:

  • Starting a New Business: You can establish a new company in the UAE with a capital investment of at least AED 2 million.
  • Investing in an Existing Business: Alternatively, you may become a partner in an existing company, with your share of the business valued at a minimum of AED 2 million.

In both cases, the business should meet the necessary legal and regulatory requirements, and investors should demonstrate an ability to operate and scale the business effectively.

Company Tax Payment: AED 250,000 Annually

For business owners, owning a company that contributes to the UAE economy is another viable option. To qualify for the Golden Visa under this route, the company must pay at least AED 250,000 in annual taxes to the UAE government. This not only helps you qualify for the Golden Visa but also ensures that your company is contributing to the country’s economy.

Public Investment: AED 2 Million

Another way to qualify for the Golden Visa is by depositing at least AED 2 million in a UAE-approved bank or investment fund.

  • Investment Funds: Regulated funds with minimum amounts depending on performance.
  • National Banks: UAE banks offer secure investment options with attractive terms for Golden Visa applicants.

Key Considerations When Applying For A Golden Visa – Need To Know!

Before making an investment decision, it’s essential to keep in mind a few important guidelines and requirements to ensure that your Golden Visa application is successful.

  • Full Ownership of Investment: The invested capital must be fully owned by the applicant. Loans or borrowed funds do not qualify for the Golden Visa criteria.
  • Comprehensive Health Insurance: Applicants and their family members must have valid health insurance. This ensures access to quality healthcare while living in the UAE.
  • Investment Duration and Stability: Investments must remain intact for the duration of the visa. Any significant changes in ownership or value could affect eligibility.
  • Compliance with UAE Regulations: All investments must comply with local laws and financial regulations. Non-compliance can lead to visa rejection or cancellation.
  • Family Sponsorship Eligibility: Golden Visa holders can sponsor their spouse and children. Proper documentation and insurance coverage are required for dependents.

What Are The Benefits Of The Dubai Golden Visa?

The Dubai Golden Visa offers many advantages, such as long-term residency in one of the world’s most dynamic cities. You and your family can enjoy access to high-quality healthcare and education, making it an ideal option for families.

Investors benefit from tax exemptions, including no income tax or capital gains tax. Additionally, the visa gives you the freedom to live, work, and do business in the UAE without the need for constant renewals. It’s a gateway to stability, prosperity, and access to global opportunities.

How To Apply For The Dubai Golden Visa?

The application process for the Dubai Golden Visa can vary depending on the type of investment you choose. Generally, the steps involved include:

  • Choose Your Investment Type: Decide whether you want to invest in real estate, start a business, or make a public investment.
  • Ensure Eligibility: Ensure that your investment meets the minimum required amounts and that you adhere to the no-loan condition.
  • Submit Your Application: Apply for the Golden Visa through the UAE government’s official online portal or through a designated entity.
  • Provide Documentation: You will need to submit various documents, including proof of investment, health insurance, and identification.
  • Approval and Issuance: Once your application is approved, you will receive your Dubai Golden Visa.

FAQs:

Can I use a loan to finance my Golden Visa investment?

No, you cannot use a loan to finance your investment for the Dubai Golden Visa. The capital invested must be fully owned by you. The aim is to ensure the legitimacy of the investment and prevent any borrowed funds from qualifying for the visa.

Is the Golden Visa valid for 10 years?

Yes, the Dubai Golden Visa is valid for 10 years and can be renewed. This long-term visa provides stability and the opportunity to live in Dubai for an extended period without needing a local sponsor.

Do I need to pay taxes to qualify for the Golden Visa?

While you don’t need to pay taxes directly to qualify for the Golden Visa, owning a business that contributes at least AED 250,000 in taxes to the UAE government qualifies you. This encourages businesses that contribute to the country’s economic growth.

Are there any health insurance requirements for the Golden Visa?

Yes, applicants must have comprehensive health insurance for themselves and their dependents. This is a requirement to ensure that all Golden Visa holders have access to medical services while living in the UAE.

Conclusion:

The Dubai Golden Visa is an attractive residency option for investors and entrepreneurs seeking long-term opportunities in the UAE. By investing AED 2 million in real estate, businesses, or public funds, investors can secure a ten-year renewable visa that offers numerous benefits. 

Whether you’re a seasoned investor or a newcomer to the UAE, the Golden Visa can help you unlock new possibilities for both personal and professional growth in one of the world’s leading economic hubs.